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    allansettle6892
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    Upon full payment for the property, the seller gives the title to the buyer, and the buyer begins making monthly payments to the mortgage lender. In addition, sellers who have homes that need a lot of repairs can sometimes leverage the power of owner financing; a buyer who’s paying long term and taking possession right away may be more open to making repairs on their own. The buyer makes payments to the seller and, depending on the terms of the contract, the seller may be able to reclaim possession of the home if the buyer misses payments. Although some states have specific laws to follow, owner financing is a more customizable process than mortgage loans because there’s more room to negotiate different terms on this type of contract. Owner financing is a sales transaction in which the seller, rather than a mortgage lender, finances a piece of property for its buyer. If a buyer defaults on payments, the seller may need to foreclose on the buyer, which is more complicated than evicting a tenant. All of this information is typically outlined in what’s called a promissory note, which is a document that specifies details about the debt the buyer <br>a<br>g on.
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